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The Inclusion Numbers No One Talks About: How DPI Is Closing Africa’s $450 Billion Financing Gap

For years, Africa’s $450 billion financing gap for households and small businesses felt immovable. The African Development Bank’s 2024 estimate captured a stubborn reality: limited collateral, invisible credit histories, and costly verification locked millions out of opportunity. Yet across the… 

From M-Pesa to Africa Stack: How 15 Years of African Innovation Built a Continental DPI Movement

In March 2007, Safaricom launched a small experiment that would quietly reshape an entire continent. M-Pesa, built to let Kenyans move money through simple SMS, was never described as Digital Public Infrastructure (DPI). Policymakers worried it might destabilize the financial…